Renewable term insurance allows you to purchase another term at the end without proving your health status.

• A. True
• B. False
• C. Not specified
• D. Depends on underwriting

Answer: (B)

The concept being tested is whether renewing a term policy always happens without any medical underwriting. Renewable term means you have the option to extend the coverage for another term, but whether you must prove your health at renewal is not guaranteed. The specifics depend on the contract: some policies do require underwriting or health information at renewal, while others offer guaranteed renewal or no-exam renewals only under certain conditions. Because the need for health evidence at renewal varies by policy, the statement that renewal can always be done without proving health status is not universally true.